Crypto · Review
By Wes Calder · updated Sep 30, 2026
Evidence: public data only (prices, member reviews, socials)
Is Zzz Money Club worth it?
It depends. Zzz Money Club is a crypto passive-income community on Whop led by Andy, at $80 a month or $1,800 once for lifetime access. Its 115 reviews average 4.92, but 59 of the 60 newest are two to three years old, so pay for one month first.
The short version · five lines before you pay
What is Zzz Money Club?
- Zzz Money Club is a Discord community for crypto passive income: nodes, airdrops and early projects, plus some stock and options trading.
- Plans: VIP at $80 a month and Legendary at $1,800 one-time for lifetime access. We found no free tier, no trial and no refund policy.
- The catch is age. 59 of the 60 newest Whop reviews are two to three years old, and our social pull found no current official accounts.
- 115 Whop reviews average 4.92. Reviewers praise Andy's calm, no-hype style, a helpful community and early access to projects.
- Nodes, airdrops and early projects can go to zero. The income figures in the reviews are single results from the 2023-2024 market.
Fact sheet
How big is Zzz Money Club?
- Type
- Crypto passive-income community on Discord, with some stocks and options
- Whop rating
- 4.92 / 5 from 115
- Free tier
- None listed
- VIP
- $80 / month
- Legendary
- $1,800 one-time, lifetime access
- Free trial
- None listed
- Refunds
- No refund policy found on its Whop page
- Who runs it
- Andy, named by reviewers as the leader (Whop store: zzz-money-club)
- Members
- 1,077 joined
- Newest reviews
- The newest in our sample is about a year old
Figures as of Oct 20, 2026. The live numbers at the top update through the day.
What it costs
How much does Zzz Money Club cost?
Zzz Money Club costs from $80 / month.
| Plan | Price | Billing |
|---|---|---|
| Zzz Money Club VIP | $80 | monthly |
| Zzz Money Legendary | $1,800 | one-time |
Prices checked Oct 20, 2026
Scorecard
How does Zzz Money Club score?
Our score is 6.0 out of 10. Verdict: it depends on your horizon.
Upside
What is good about Zzz Money Club?
- Reviewers describe a calm, no-hype leader and a helpful, friendly community
- Covers crypto nodes, airdrops and early projects, plus stocks and options
- Reviewers say Andy answers questions himself, even support tickets
- 115 Whop reviews average 4.92, with only 2 below 4 stars
- VIP is month-to-month, so you can leave after one month
Downside
What are the downsides of Zzz Money Club?
- 59 of the 60 newest Whop reviews are two to three years old
- Legendary asks $1,800 up front, with little recent evidence of how the club runs today
- No free tier, no trial and no refund policy found
- Early-stage projects, nodes and airdrops carry a real risk of total loss
- Our social pull found no current official accounts to judge it by
Join if
- You want crypto passive-income ideas and will research each one yourself
- You can pay $80 for one month, check the Discord, and leave if it is quiet
- You only put money into early projects that you can lose in full
Skip if
- You want trading signals with a record you can check
- You would pay $1,800 before you have seen the club as it is today
- You want recent reviews, a trial or a refund before you pay
Live activity
Is Zzz Money Club active?
In their words
What do Zzz Money Club members say?
Whop ratings · 115 total
Whop shows 115 reviews averaging 4.92, with 2 below 4 stars (one 1-star, one 3-star). In our sample of the 60 newest, 46 are about three years old, 13 about two years old and 1 about a year old. None is newer. 10 of the 60 were written within a week of purchase (none within a day).
“ZZZ is a great community with tons of actionable info for anyone willing to put in the time. Andy is a great leader with a calm, cool and knowledgeable demeanor. He and the other members present ideas without hype and fake urgency.”
Verified Whop member · Whop review, 1 year ago · written 1 month after purchase
“If you are looking for resources on option trading or crypto look no further than zzz money club. They have many tools to teach beginners like myself on how to trade option and what I love is the transparency. The community will never guarantee easy wins and always stress the risks in option trading and crypto…”
Verified Whop member · Whop review, 3 years ago · written 5 months after purchase
“I was just happy to have the option for a lifetime membership rather than paying 100x the price over the years. But the extra little (and not so little) benefits that i have recieved by being a member have more than justified the decision for me…”
Verified Whop member · Whop review, 2 years ago · written 8 months after purchase
“Many passive income opportunities available in the club. I was on my own searching through YouTube and X before joining and being in the club gave me access to early alphas. Was able to pay my Legendary Membership using the winnings from the 2024 spring bullrun…”
Verified Whop member · Whop review, 2 years ago · written 8 months after purchase
“There’s plenty of passive income crypto plays in the community. There’s also the traditional stocks and options strategy available on the menu. Andy often invites crypto executives and entrepreneurs in the club so you get to be an early investor before the public knows about a certain project…”
Verified Whop member · Whop review, 2 years ago · written 10 months after purchase
“Andy and his community are amazing! This membership pays for itself and more. I retired early because of the motivation and knowledge from this community.”
Verified Whop member · Whop review, 2 years ago · written 4 months after purchase
“I’ve been learning about masternodes and options selling. In less than 6 months my investment account has doubled … and we haven’t even started with the bull run yet! Highlight was buying a node for $200, which is now worth $6000 and that’s excluding the rewards”
Verified Whop member · Whop review, 3 years ago · written 6 months after purchase
“I joined ZZZ back in March of 23 and have mainly been focused on options trading. This alone has brought in an average of $450 a month. My best month was a little over 1k!…”
Verified Whop member · Whop review, 3 years ago · written 10 months after purchase
“Just joined on the 7 day free trial. Wanted to take a look around before joining. Totally staying and becoming a member. There is so much value here. We all know how toxic some of these other communities can be. I don't get that feeling here…”
Verified Whop member · Whop review, 3 years ago · written 7 days after purchase
“I’m new to crypto, investing and passive income and Andy literally holds your hand and walks you through it. If you can’t make money here I’m not sure if making money is for you.”
Verified Whop member · Whop review, 3 years ago · written 1 month after purchase
“I submitted a ticket through discord because I had a question regarding my subscription. Your Friend Andy replied to my message himself! That's the kind of service ZZZ Money Club provides. Fantastic!”
Verified Whop member · Whop review, 3 years ago · written 2 years after purchase
“If you join and don't make back more than the membership ship cost it is because you are not trying to learn. My first month profited an easy $600 just from following [a member] trades and Andy trades…”
Verified Whop member · Whop review, 3 years ago · written 1 month after purchase
“Did a good amount of research before joining this group. Looking forward to the potential gains I will make as a result of being part of it!”
Verified Whop member · Whop review, 3 years ago · written 2 days after purchase
“Now put how much was invest to help give the new anons perspective and then drop your paid discord link to let them know you can help if they make an investment into their education…”
X user · Reply to Andy on X, Apr 2022
Step by step
How to join the Zzz Money Club Discord
- Open Zzz Money Club on Whop. Zzz Money Club sells access through Whop, not through Discord directly.
- Pick a plan. Price: from $80 / month.
- Finish checkout, then approve the Discord connection. Whop adds you to the Zzz Money Club server with your plan's role.
To cancel or ask for a refund later, follow our Whop cancel and refund guide.
The Whop link may earn us a commission. It never changes a verdict. Disclosure.
Questions
Zzz Money Club FAQ
Is Zzz Money Club worth it?
It depends. Zzz Money Club is a crypto passive-income community on Whop led by Andy, at $80 a month or $1,800 once for lifetime access. Its 115 reviews average 4.92, but 59 of the 60 newest are two to three years old, so pay for one month first.
How much does Zzz Money Club cost?
VIP is $80 a month. Legendary is $1,800 one-time for lifetime access, which equals 22.5 months of VIP.
Does Zzz Money Club have a free trial?
No. Its Whop plans list no free trial. Reviews from about three years ago mention a 7-day free trial, but none is listed now.
How do I cancel Zzz Money Club?
In Whop, open Orders, pick the Zzz Money Club membership and click Cancel. Do it before the renewal date to avoid the next $80 charge. Legendary is a one-time payment, so it does not renew.
Does Zzz Money Club give refunds?
We found no refund policy on its Whop page.
What does the VIP plan include?
Its Whop page describes a community of crypto veterans focused on passive income strategies and finding early projects. Reviewers describe node and airdrop ideas, shared nodes, giveaways, project founders invited into the club, and some stock and options trading.
What does Legendary add?
Lifetime access, merch, portfolio reviews, direct sessions with experts and discounts, per its Whop page. It costs $1,800 once. Several reviewers say they upgraded after months on the monthly plan, which is the safer order.
Is Zzz Money Club legit?
It is a real Whop community with 1,077 members and 115 reviews averaging 4.92, and reviewers describe a leader who avoids hype. But 59 of the 60 newest reviews are two to three years old, and we found no current official social accounts. The reviews show how the club ran then, not now.
Is crypto passive income risky?
Yes. Nodes, airdrops and early projects can lose most or all of their value, and a project can fail after you buy in. Only put in money you can lose in full.
What is the best value plan in Zzz Money Club?
Start with VIP at $80 a month. Legendary at $1,800 once equals 22.5 months of VIP, so it only wins if the club stays useful for nearly two years. Reviewers who upgraded did it after months on the monthly plan.
Does Zzz Money Club have a Discord?
Yes. The club is a Discord community reached through Whop's Discord connection. Its Whop page describes a community of crypto veterans, and reviewers mention shared nodes, giveaways and project founders posting inside.
Our call: it depends on your horizon
The reviews describe a friendly, low-hype club, but they describe it two to three years ago. Pay for one month of VIP, judge the Discord as it is now, and keep the $1,800 until it proves itself.
How we checked: public pricing, the product's own page, public member reviews and third-party sources, read on 2026-10-20. We have not been paid by Zzz Money Club for this review. Method.
Crypto is highly volatile and can lose you everything you put in. Nothing here is financial advice.
Affiliate link. We may earn a commission. Disclosure.
On social · checked Sep 29, 2026
What does Zzz Money Club post, and what do people say?
Our social pull found no current official accounts for Zzz Money Club. The club's X account shows up only in 2022 posts about giveaways and AMAs. Reviewers say they found the club through Andy's YouTube channel, Your Friend Andy. The videos in our search date from 2022 to 2024 and cover crypto passive income, with titles like "How I STILL make $33,752 with Crypto Passive Income (Monthly)".
What other people say
Little exists outside Whop, and almost all of it is from 2022. Most of it is promotion: a partner creator offered $100 to someone who joined through his referral link. One X user pushed Andy to disclose how much he had invested before selling his paid Discord. A 2026 YouTube "review" with a promo code had 5 views. We found no Reddit threads and no Trustpilot page.
Quotes are short excerpts for review. We do not name the people who wrote them.