Whop Cheapest
- Month 1 take-home
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- 12 months
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- Effective fee
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Free tool
Whop vs Skool: what you actually keep
On fees alone, Whop usually leaves you more: no monthly fee and 2.7% + $0.30 a domestic sale. Skool Pro is $99 a month plus 2.9% + $0.30, with international cards included, so it only pulls ahead at high monthly revenue with many international buyers. Skool Hobby ($9 a month plus 10%) costs the most. Run your own numbers below.
Your numbers
Skool Pro Cheapest
- Month 1 take-home
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- 12 months
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- Effective fee
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Skool Hobby Cheapest
- Month 1 take-home
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- 12 months
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- Effective fee
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Yearly billing: month 1 charges your current members, months 2 to 12 charge new members only. Churn does not apply inside the first year.
Month by month
| Month | Members | Whop | Skool Pro | Hobby |
|---|
The fees we used
The fees were read Oct 29, 2026 from the pages linked below. Every number in the calculator comes from this table.
| Fee | Whop | Skool Hobby | Skool Pro |
|---|---|---|---|
| Monthly fee | None | $9.00 | $99.00 |
| Card transaction | 2.7% + $0.30 | 10% + $0.30 | 2.9% + $0.30 up to $899, 3.9% above |
| International cards | +1.5% | Included | Included |
| Currency conversion | +1% | — | — |
| Optional add-ons (off by default) | Billing +0.5%, Tax and remittance +2%, Orchestration +0.8% | — | — |
| Payouts | $2.50 a next-day ACH payout | No fee listed | No fee listed |
Sources: Whop fees docs · Whop pricing · Skool pricing · Skool subscriptions FAQ
Not in the math
- Sales tax and VAT. Each platform handles some of it, and the rate depends on where your buyers are.
- Chargebacks. Whop charges $15 for each one.
- Buy-now-pay-later. Whop charges 15% on those sales.
- Whop reserves on some accounts: 25-100% of a payout held for up to 90 days.
- Skool's first payout, which can take up to 14 days.
- Skool annual plan prices. The page says two months free, but the yearly price renders client-side, so we did not verify it.
Questions
Does Whop charge a monthly fee?
No. Whop's pricing page says “Pay-as-you-go. No setup fees, no monthly costs.” You pay per sale and per payout.
What is Skool's Hobby plan?
$9 a month with a 10% + 30¢ transaction fee. Pro is $99 a month at 2.9% + 30¢ (3.9% on charges above $900).
Does Skool charge extra for international cards?
Skool says its Pro rate already covers international cards and subscriptions. Whop adds 1.5% for international cards and 1% for currency conversion.
Which is cheaper for a $50 community?
With 100 members at $50 a month and our default card mix, Whop keeps about $79 a month more than Skool Pro and $344 more than Hobby. Your numbers may differ.
Fees read from whop.com and skool.com on Oct 29, 2026. We earn nothing from this calculator.